Bajaj Allianz health Insurance

Bajaj Allianz General Insurance Company Overview Bajaj Allianz General Insurance Company Limited is the joint venture of Bajaj Finserv Limited (recently demerged from Bajaj Auto Limited) and Allianz SE- Germany’s financial services provider. Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz SE. Registered on 2nd May 2001, Bajaj Allianz General Insurance Company has become one of the top general insurance brands in India. It is the only general insurance company in India to cross the Rs. 100 crore mark in profit in the last two years. The company is headquartered in Pune, Maharashtra. Bajaj Allianz General Insurance is led by Mr. Anuj Agarwal who serves as its Managing Director and CEO. Allianz SE, a German multinational financial services company is the world’s largest insurance company, according to the composite measure by Forbes magazine. Founded in 1890, this leading general insurance provider now serves customers in more than 70 countries.

Bajaj Allianz general Insurance Company has received iAAA rating from ICRA Limited for seven consecutive years, which indicates highest claims paying ability and strong position of the company. It is one of the top insurers in India providing better quality consumer experience and good returns to shareholders and maintaining the reliability of Bajaj.

In 2014, Bajaj Allianz General Insurance has been adjudged as the “Best General Insurance Company in the Private Sector” by ABP News. In the same year, Bajaj Allianz was conferred with the Golden Peacock Award 2014 in the category of Innovative Products/Services.

Bajaj Allianz Product Portfolio Bajaj Allianz Health Insurance Plans:

In the times of rising medical costs, health insurance becomes a necessity. Health insurance plans are the perfect solution and provide health protection for you and your family. They take care of medical treatment costs incurred during hospitalisation due to serious accidents or critical illnesses.

Health Guard Individual Policy: The Health Guard Individual Policy is designed to take care of all healthcare needs and offers covers against medical expenses including hospitalisation Health Guard Family Floater Option: The Health Guard Family Floater Option provides perfect health protection for the entire family against medical expenses including hospitalisation, doctor consultations, diagnostic tests, medicines and ambulance services.

Surgical Protection Plan: The Surgical Protection Plan offers a surgical benefit cover and optional add-on covers for hospital cash daily allowance, critical illness and personal accident. 

It is available as an individual policy and also as a group plan Premium Personal Guard: The Premium Personal Guard cover is a personal accident insurance policy that ensures financial security and protection from unforeseen risks and accidents

Extra Care: Extra Care is a health insurance policy that allows you to extend your existing health insurance cover by 2-3 times at a significantly low cost and take care of extra hospitalisation expenses Critical Illness: The Critical Illness plan as the name suggests is an insurance policy providing cover against critical illnesses like cancer, tumours and strokes, illnesses that have high treatment costs

 Health Care Supreme: The Health Care Supreme policy is a comprehensive plan that takes care of medical expenses at every stage of life

Hospital Cash Daily Allowance: The Hospital Cash Daily Allowance insurance policy offers a cover in the event of hospitalisation by providing daily cash to help one focus on treatment rather than managing funds for incidental expenses 

Sliver Health: The Silver Health Plan is a health insurance cover designed especially for senior citizens to cover pre and post hospitalisation expenses, pre-existing illnesses, and ambulance charges Star Package: The Star Package policy is an all-in-one family floater plan that provides cover against health risks, household contents, education grant, travel baggage, and public liability. It also insures family members against death or injury resulting in permanent or temporary disability

Health Ensure: The Health Ensure policy takes care of all medical treatment costs incurred during hospitalisation due to serious accidents or illnesses

Tax Gain: The Tax Gain policy is a unique floater health plan that covers outpatient and hospitalisation expenses and also helps in tax management through a single policy Critical Illness for Women: The Critical Illness for Women plan is designed for women and provides protection against eight critical illnesses. A guaranteed sum of cash is paid in case the insured is diagnosed with one of the eight critical illnesses Top Up Health Plan: The Top Up Health Plan takes care of increasing hospitalisation expenses by providing additional cover over and above the existing cover 

Bajaj Allianz Car Insurance Plans: Bajaj Allianz Car insurance plans provide you comprehensive coverage against physical damage, bodily injury and cover against third-party liability in case of any damage to your car due to accident or any other unforeseen event.

Bajaj Allianz Two Wheeler Insurance Plan: Two-wheeler insurance is just not about monetary compensation being doled out to you if something happens to your ride. Insurance is more about the peace, security and independence that it brings along. Get your vehicle insured and enjoy the pleasure of safe ride!

Bajaj Allianz Travel Insurance Plans: Travel insurance plans let you travel overseas with your loved ones and without worries. It covers expenses due to medical emergencies while abroad or non-medical contingencies like loss of passport or checked in baggage and many more. It takes care of anything wrong that might happen to you while you are travelling.

Individual Travel Insurance: The Individual Travel Insurance plan covers all medical eventualities and other travel-related incidental expenses for a nominal amount Family Travel Insurance: The Family Travel Insurance plan is an international travel insurance policy that covers expenditure towards hospitalisation, loss of baggage, trip cancellation and other incidental expenses for a nominal amount

Senior Citizen Travel: As the name suggests, this is a travel insurance policy aimed at senior citizens to make their travels a pleasant experience. It covers expenses related to hospitalisation, loss of baggage and other incidental expenses

Student Travel Insurance: A travel insurance policy for students studying abroad, Student Travel Insurance provides cover for a wide range of contingencies at a fraction of the amount of cover provided

Corporate Travel Insurance: The Corporate Travel Insurance policy is a comprehensive plan providing complete medical and health cover for the international business traveller making his or her journey risk and tension free.

Travel Asia: The Travel Asia plan from Bajaj Allianz is a comprehensive travel insurance plan providing complete medical and health cover to international travellers visiting countries in Asia

Bajaj Allianz Home Insurance Plans: Home insurance plans are designed for your convenience and they cover various risks and contingencies faced by home owners. Home insurance is an important tool to safeguard the sweat and blood of your life, your dream house.

My Home Insurance: The My Home Insurance plan is an all-risk home insurance policy protecting not only the home, but also the contents and belongings inside it, against risks such as fire, burglary and natural calamities House Holders Package Policy: The House Holders Package policy offers all-round protection of the home (property), its contents, and interests of the insured and their family members through a single protection plan

Easy House Holders Package Policy: The Easy House Holders Package policy is a simplified home insurance plan designed to cover various risks and contingencies faced by home owners

Bajaj Allianz Personal Accident Insurance: While we cannot do much about the uncertain nature of life, what we can surely do is to secure financial independence to deal with various unforeseen situations the journey of life throws at us. The Bajaj Allianz Personal Accident cover is a unique insurance plan offering multiple benefits such as medical benefits, education benefits to children or spouse and giving up to 125% compensation in case of disability.

Compare all Bajaj Allianz general insurance plans with plans from other general insurance companies in India to get the best insurance plan that suits you most.